Last updated: May 1, 2025
1. Introduction Welcome to Finzoro, a subsidiary of Stacknow, offering finance newsletters, insights, infographics, and related content (collectively, the “Service”). These Terms of Service ("Terms") govern your use of our website, mobile applications, and other platforms ("Finzoro Platform"). By accessing or using the Service, you agree to these Terms and our Privacy Policy.
2. Acceptance of Terms 2.1 You must be at least 18 years old and reside in the United States to use the Service. 2.2 By creating an account or using the Service, you accept and agree to abide by these Terms, including any updates we may post.
3. Changes to Terms We reserve the right to modify these Terms at any time. We will notify you of material changes via email or by posting a notice on the Finzoro Platform. Continued use after changes constitutes acceptance.
4. Description of Service 4.1 Finzoro provides:
- Daily email newsletters (Finzoro Mornings)
- Weekend deep-dive research posts (Finzoro Insights)
- Infographics and personal finance guides 4.2 We may introduce additional content types or features from time to time.
5. Account Registration 5.1 To subscribe, you must provide accurate information and maintain an active email address. 5.2 You are responsible for safeguarding your password and all activities under your account. 5.3 We may refuse service, terminate accounts, or remove content at our discretion.
6. User Content & Conduct 6.1 You may submit feedback, comments, or other content ("User Content"). You grant Finzoro a perpetual, irrevocable, royalty-free license to use, reproduce, and distribute User Content. 6.2 Prohibited conduct includes, but is not limited to:
- Violating laws or infringing intellectual property
- Harassing or harming other users
- Posting deceptive or fraudulent information
7. Intellectual Property 7.1 All Finzoro content and trademarks are owned by Stacknow or our licensors. 7.2 You may download or print limited extracts solely for personal use; no other use is permitted.
8. Third‑Party Links The Service may contain links to third‑party websites. We do not endorse or guarantee their content.
9. Disclaimers 9.1 No Financial Advice. The Service provides educational and informational content only. It is not financial, legal, or tax advice. Consult a professional before making decisions. 9.2 Accuracy. We strive for accuracy but make no warranties regarding reliability or completeness.
10. Limitation of Liability To the maximum extent permitted by law, Finzoro, Stacknow, and affiliates will not be liable for damages arising from your use of the Service, including indirect, incidental, or consequential damages.
11. Indemnification You agree to indemnify and hold harmless Finzoro, Stacknow, and their officers, employees, and agents from any claims arising out of your use of the Service or violation of these Terms.
12. Governing Law & Dispute Resolution 12.1 These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. 12.2 Any dispute must be filed in the state or federal courts located in Wilmington, Delaware.
13. Severability If any provision is deemed unenforceable, the remaining provisions will remain in full force.
14. Entire Agreement These Terms and the Privacy Policy constitute the entire agreement between you and Finzoro regarding the Service.
15. Contact Us For questions or concerns, please contact us at:
Finzoro (Subsidiary of Stacknow) Email: finzoroai@gmail.com